Your money, your wallet.
Pay like a local.
Odaaru is building consumer payments into India for people arriving from abroad, starting with Australia.
We are in development, and currently selecting institutional partners on both sides.
India moved on. Visitors didn't.
India has gone further into real-time digital payments than almost anywhere on earth. Most merchants now accept a phone and nothing else.
People arriving from abroad are largely locked out of it. Travellers and newly arrived families fall back on cash, and on cards priced for an earlier era, in a country that has moved past both.
How it will work
Set up before you leave home. Pay like a local the moment you land.
This is the planned experience. It depends on partner agreements and regulatory approvals that are not yet in place.
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Before you flySign up in minutes
Passport, Indian visa and a selfie. Your identity is checked once, from home.
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Load from homeAdd money before you go
Add your own currency, spend rupees. One clear exchange rate.
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In IndiaScan and pay anywhere
Any QR code, from a chai stall to a hotel. The merchant sees an ordinary local payment.
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After the tripLeftover comes home
Whatever you don't spend goes back to the account it came from.
We build on licences. We don't replace them.
Regulated activity stays with regulated institutions. We handle the product, the customer and the experience around it, working alongside licensed partners at each end of the corridor.
Australia to India is the first corridor. The approach is built to extend to others.
Not a first venture.
Odaaru comes out of a group that has operated across Australia and India for years, in regulated work, with staff and an operating company on both sides.
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Australian company
A trading name of Tachnat Pty Ltd, an Australian proprietary company incorporated in June 2012.
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Indian operations
A group operating company and permanent team in Bengaluru.
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Regulated experience
Group companies operate under Australian professional registration, with established operations on both sides of the corridor.
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Payments in production
Live experience operating Indian payment infrastructure, including collection, settlement and refunds.
Partnership enquiries
We're speaking with issuers, licensed institutions and payment infrastructure providers in Australia, India and elsewhere.